Only Stewart Issuing Offices may rely on Virtual Underwriter and only to issue Stewart insurance forms. Stewart Title Guaranty Company and its affiliated underwriters (collectively “Stewart”) does not guarantee the accuracy, adequacy, or completeness of any content of Virtual Underwriter®, and you may not rely upon any such content. It should not be used for production of title insurance policies or endorsements. Virtual Underwriter® is an underwriting tool. Any lease, grant, exception or reservation of oil or gas rights, storage rights, or minerals or mineral rights appearing in the Public Records. Amount and computation of area or acreage is not insured.ġ3. Subject to any line rights of way including electric line, telephone line, cable line, water and sewer line rights of way in use and existing in, on, or under the ground and all rights in relation thereto.ġ2. Company assumes no liability for the possible designation of the premises insured hereunder as a Wetlands Area by any governmental agency.ġ1. Excepting and reserving that portion of the premises lying in and along the roadbed(s) subject to public and private rights thereon.ġ0. Policy does not insure against subsidence.ĩ. THE INCLUSION OF THIS NOTICE DOES NOT ENLARGE, RESTRICT OR MODIFY ANY LEGAL RIGHTS OR ESTATES OTHERWISE CREATED, TRANSFERRED, EXCEPTED OR RESERVED BY THIS INSTRUMENT. Subject to all coal and mining rights and all rights relating thereto: THIS DOCUMENT DOES NOT INCLUDE OR INSURE THE TITLE TO THE COAL AND THE RIGHT OF SUPPORT UNDERNEATH THE SURFACE OF THE LAND DESCRIBED OR REFERRED TO HEREIN AND THE OWNER OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE AND LEGAL RIGHT TO REMOVE ALL SUCH COAL AND, IN THAT CONNECTION, DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER STRUCTURE ON OR IN SUCH LAND. Any reservation, restriction, limitations, conditions or agreements set forth in the instrument by which title is vested in the insured.Ĩ. ![]() Possible additional tax assessments for new construction and or major improvements.ħ. Taxes or special assessments which are not shown on the public record.Ħ. Rights or claims of parties in possession or under agreements of sale not shown by public records.ĥ. Any lien, or right to a lien for services, labor or materials heretofore or hereafter furnished, imposed by law and not shown by public records.Ĥ. Discrepancies or conflicts in boundary lines, easements, encroachments, or area content which a satisfactory survey would disclose.ģ. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the public record or attaching subsequent to the effective date hereof but prior to the date the proposed insured acquires for value of record the estate or interest or mortgage thereon covered by the commitment.Ģ.
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